US credit history horror

Photographer Brittany Powell she got into debt, to borrow from banks more than $ 30,000, followed by the start of the project, collecting portraits of his countrymen, who were also mired in the credits.

Once in 2008 due to the economic crisis, the artist Bitani Powell lost her job and reached the poverty line, she decided to investigate how debt affect the self-perception of people and their relationships with the outside world. In the framework of the "debt" she photographed bankrupt citizens together with their property and asked each to present their own bankruptcy story on paper. During the two years of the planned 99 interviews she was able to spend 32 - San Francisco, New York, Portland and Oregon. Powell has recently launched a campaign on Kickstarter, to raise funds for the continuation of the project. As explained by the artist, the money it needs to interview people in each state and to achieve representation in the establishment of a generic image of the American debtor.

US credit history horror

James M. Thomas, a graduate student, a writer, debts amounting to $ 24 500

I intermittently studying in graduate school with 2003. In short intervals, free from school, I worked in full-time mode. Despite the fact that I had a little savings, they are not enough for my tuition at an expensive university, they failed to cover the difference between income (scholarships, and so on. P.) And monthly expenses in expensive cities (New York, San Francisco )

US credit history horror

Sherin Dzhelled, masseuse. Debts amounting to $ 10 000

I got money from insurance payments after a loved one's death, and then the banks have raised the maximum amount of credit money that I could get. Then I worked and suffered the loss of a loved one, bringing the size of the accumulated debt of more than $ 20,000 because of frivolous spending.

US credit history horror

Mike, an architectural designer. Debts amounting to $ 160,000

Master's degree in 4 years. Real estate deal. Unemployed.

US credit history horror

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Bates, surf instructor, catering worker, entrepreneur. Debts amounting to $ 30 000

I worked at a startup, so I paid a little bit, and to pay for daily needs, I had to borrow on credit cards. Then the business quite pined away, came the recession, I moved, and still can not find a normal job.

US credit history horror

Morris Legrand, musician. Debts amounting to $ 450,000

Bad mortgage terms, job loss in 2005.

US credit history horror

Beth Ross Smith, photographer, fine art figure, a teacher. Debts amounting to $ 91 000

If you have a creative profession, and at the same time you are working on themselves, you need a lot of fruitful work. Debts in the amount of $ 91,000 accumulated on student loans.

US credit history horror

Jeremy E. Mills unemployed. Debts amounting to $ 30 000

In total $ 30 000. Currently, my debts for student loans I grew up in Boise, Idaho, where he attended college on a specialty "Organization of rail transport". I need to start paying the debts in the next month, but at the moment I do not have any plan to do it.

US credit history horror

Grace Raglend, an expert on family relationships. Debts amounting to $ 75 000

The story of my debt started with the college. I was never taught proper handling of money, and because I have all of their income quickly descend. Full-time college require additional loans on student loan programs. Rest of the money I used for everyday expenses -.. Payment of the loan for a car, etc. When my ex-husband was in prison, I was the main breadwinner in the family and was not able to pay previous debts. My debt was growing, despite the fact that I worked for 2-3 jobs, 7 days a week for seven years. My health deteriorated, and now, when children grew up, I work full-time at one job. Finally, I saw the light at the end of the tunnel - thanks to the family and the prayers. It has affected all aspects of my life, and I'm sorry I did not pay enough attention to the correct use of the money.

US credit history horror

Ramon Romero, entrepreneur. Debts amounting to $ 250,000

I've amassed more than $ 250,000 of debt. It all started with a credit card, phone bills and laundry, which I bought. For the nine months, my water bill was more than $ 28,700.

US credit history horror

Michelle Manis, the housekeeper. Debts amounting to $ 35 000

Last its debt I accumulated after a big payout when I was 23 years old. Back in college, I have accumulated a large portion of this debt; It formed from the rest of the mail-order catalogs, other debts and homeless wandering.

US credit history horror

Bernie Bradley, a social worker. Debts amounting to $ 26 000

He owed $ 130,000 for the house and car. Who still needs $ 26,000 of student loans that helped me survive when I was at school. In the near future I plan to repay them

US credit history horror

Olive Martin, executive director of the Vapor Room Cooperative. Debts amounting to $ 930,500

I passed inspection IRS to open a medical drug treatment clinic in 2004 and 2005. Tax authorities, applying the controversial provision 280E, forbade me to deduct the cost of hemp as a standard business deduction. In the end I had to pay full income tax, plus interest, plus penalties. In addition, the tax burden, I have been suffering from a brain aneurysm and underwent surgery and spent 10 days in intensive care: the cost of all this is not covered by my health insurance